Financial planning during pregnancy

Financial planning during pregnancySamantha, 24 weeks pregnant, is looking for advice on planning her finances so she can take some extra time off work to spend with her new baby.

“I’m the first person to admit I’ve always been terrible with money.  Now that my fiancé and I are starting a family I know we need to get things under control but I don’t really know where to start.  Ideally, I want to take extra time off work and stay at home with the baby for at least the first year but I can’t see how we can possibly afford it between the mortgage and all the extra baby-related expenses. I’ve never been able to stick to a budget but I just don’t think we will be able to survive with me not working for a while unless we have a plan. What I really want to know is how do other people manage it? Do you have to be a millionaire these days to have kids? Is it worth going to see a financial planner or is that just more of a headache?  I really want to be able to have some time with my baby before going back to work but am I just dreaming?”

Did you plan your finances carefully before having a baby? Or do you fly by the seat of your pants when it comes to money? Either way, please share your experiences and help Samantha and others like her.  By answering a few questions you will be helping us get a broader picture of how expectant families can better plan their finances before their new arrival. Thanks, Shona x50points reward


1. When you were pregnant did you worry about finances?

3. How far in advance of having children did you start planning for them financially?

4. Before having a baby, did you do any of the following?

6. Now you’ve had your baby, have you done any of the following?

8. Do you think your pregnancy financial planning was good enough?

We'll pass on advice given here to Samantha and we may also publish it on our website once we get the results of the survey written up. We normally quote advice as "blablabla" from Shona in Glasgow. If you're feeling shy just let us know and we'll make up a fake name for you....

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We use this information to add you into the correct mailing list(s) for stage of pregnancy or age of baby so we wont send you questions about potty training when you're on the way to the hospital in labour!! We'll also credit your account with the Reward Points you've earned for completing this survey,

Your information

By clicking submit below, you are authorising us to use the information you've supplied above as part of our results to help one of our members. Wriggly Rascals Ltd is registered with the UK Information Commissioner to keep your information secure. We do not pass on your information or email address to anyone else and all answers to survey questions are in the strictest of confidence, we won't tell anyone or let anyone access your information.

Thanks so much for helping one of our members.

We'll be totalling up all the reward points and awarding them to you at the end of each month. You can then cash them in when we have our next pop up shop which happens in the first Thursday of each month. The shop will be open from Thursday to Sunday and we’ll get the goodies ordered from the suppliers and delivered to you 7-10 days later. We hope to find the absolute best products for you and your baby. If you've got any more time, please take a moment to pass on your advice to one of our other members.

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